:root{
  --navy:#102f52;
  --navy-2:#0a2441;
  --gold:#c9972f;
  --gold-2:#e1bd67;
  --cream:#fbf8f2;
  --white:#ffffff;
  --text:#16283d;
  --muted:#637080;
  --line:#e8e4dd;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,sans-serif;color:var(--text);background:#fff;line-height:1.6}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
button,input,textarea,select{font:inherit}
.container{width:min(1240px,calc(100% - 40px));margin:auto}

.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.97);
  backdrop-filter:blur(12px);
  border-bottom:1px solid #ececec;
}
.nav-wrap{display:flex;align-items:center;gap:28px;min-height:82px}
.brand{width:220px;flex:none}
.brand img{width:100%;height:60px;object-fit:contain}
.nav{margin-left:auto;display:flex;gap:28px;align-items:center;font-size:14px;font-weight:600}
.nav a{padding:28px 0;position:relative}
.nav a:hover:after{content:"";position:absolute;left:0;right:0;bottom:18px;height:2px;background:var(--gold)}
.nav-actions{display:flex;gap:12px;align-items:center}
.language-picker select{border:1px solid var(--line);border-radius:8px;padding:10px 34px 10px 12px;background:#fff;color:var(--navy);font-weight:700}
.menu-toggle{display:none;border:0;background:none;font-size:26px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:7px;font-weight:700;border:1px solid transparent}
.btn-primary{background:var(--navy);color:#fff}
.btn-outline{border-color:var(--gold);color:var(--navy);background:#fff}

.hero{background:#fff;overflow:hidden}
.hero-grid{
  display:grid;
  grid-template-columns:minmax(0,1.02fr) minmax(0,.98fr);
  min-height:560px;
  align-items:stretch;
}
.hero-copy{
  padding:64px 54px 66px 0;
  display:flex;
  flex-direction:column;
  justify-content:center;
}
.eyebrow{color:var(--gold);font-size:13px;letter-spacing:.08em;font-weight:700;margin:0 0 14px}
.eyebrow.light{color:var(--gold-2)}
h1,h2,h3{font-family:"Libre Baskerville",Georgia,serif;color:var(--navy);line-height:1.2}
h1{
  font-size:clamp(42px,4.15vw,64px);
  margin:0 0 22px;
  letter-spacing:-.025em;
  max-width:760px;
}
h2{font-size:clamp(30px,3.1vw,44px);margin:0 0 18px}
h3{font-size:18px}
.hero-text{font-size:17px;color:#4d5966;max-width:670px;margin:0}
.hero-actions{display:flex;gap:14px;margin:28px 0 30px}
.trust-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.trust-item{display:flex;gap:10px;align-items:flex-start}
.trust-item strong,.trust-item small{display:block}
.trust-item strong{font-size:14px}
.trust-item small{color:var(--muted);font-size:11px;line-height:1.4}
.icon-ring{
  width:40px;height:40px;border:2px solid var(--gold);border-radius:50%;
  display:grid;place-items:center;flex:none
}
.hero-visual{
  min-height:560px;
  background:#efe9df;
  overflow:hidden;
}
.hero-slider{
  position:relative;
  width:100%;
  height:100%;
  min-height:560px;
  overflow:hidden;
}
.hero-slide{
  position:absolute;
  inset:0;
  opacity:0;
  transition:opacity .75s ease;
}
.hero-slide.active{opacity:1}
.hero-slide img{
  width:100%;
  height:100%;
  min-height:560px;
  object-fit:cover;
  object-position:center;
}
.hero-slider:after{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(90deg,rgba(255,255,255,.05),rgba(10,36,65,.08));
  pointer-events:none;
}
.slider-arrow{
  position:absolute;
  top:50%;
  transform:translateY(-50%);
  z-index:3;
  width:44px;
  height:44px;
  border-radius:50%;
  border:1px solid rgba(255,255,255,.7);
  background:rgba(10,36,65,.72);
  color:#fff;
  font-size:30px;
  line-height:1;
  cursor:pointer;
}
.slider-prev{left:18px}
.slider-next{right:18px}
.slider-dots{
  position:absolute;
  left:50%;
  bottom:22px;
  transform:translateX(-50%);
  z-index:3;
  display:flex;
  gap:9px;
}
.slider-dot{
  width:10px;
  height:10px;
  padding:0;
  border:1px solid #fff;
  border-radius:50%;
  background:rgba(255,255,255,.45);
  cursor:pointer;
}
.slider-dot.active{background:var(--gold);border-color:var(--gold)}
.wave-divider{
  height:44px;
  background:linear-gradient(176deg,var(--navy) 0 45%,var(--gold) 46% 51%,#fff 52%)
}

.section{padding:82px 0}
.section-heading.center{text-align:center;max-width:850px;margin:0 auto 42px}
.services-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.service-card{
  background:#fff;border:1px solid #eee;border-radius:14px;padding:28px 22px;
  text-align:center;box-shadow:0 8px 24px rgba(16,47,82,.06)
}
.service-icon{
  width:54px;height:54px;border:2px solid var(--gold);border-radius:14px;
  margin:0 auto 18px;display:grid;place-items:center;color:var(--gold);font-weight:800
}
.service-card h3{font-family:Inter,sans-serif;font-size:16px}
.service-card p{font-size:13px;color:var(--muted)}

.credentials{padding-top:0}
.credential-box{
  background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;
  border-radius:16px;padding:42px;display:grid;grid-template-columns:1fr 1fr;gap:40px
}
.credential-box h2{color:#fff}
.privacy-credential{font-size:17px;line-height:1.8;color:#eef3f8}

.about{background:var(--cream)}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center}
.about-grid p{color:#4d5966}
.mini-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}
.mini-benefits div{display:grid;gap:6px;text-align:center}
.mini-benefits span{
  width:46px;height:46px;border:2px solid var(--gold);color:var(--gold);border-radius:50%;
  display:grid;place-items:center;margin:auto
}
.mini-benefits small{color:var(--muted)}
.about-image{
  height:410px;position:relative;background:linear-gradient(135deg,#ede7dc,#b9afa0);
  border-radius:18px;overflow:hidden
}
.paper{position:absolute;width:70%;height:62%;left:10%;bottom:8%;background:repeating-linear-gradient(#fff 0 24px,#d7e0e9 25px 26px);transform:rotate(-5deg);box-shadow:0 20px 40px rgba(0,0,0,.15)}
.calculator{position:absolute;width:32%;height:55%;right:10%;bottom:6%;background:#263649;border-radius:12px;box-shadow:0 18px 32px rgba(0,0,0,.2)}
.calculator:before{content:"";position:absolute;left:12%;right:12%;top:10%;height:16%;background:#d9e1d2}
.calculator:after{content:"••••••••••••";position:absolute;left:10%;right:10%;top:35%;color:#fff;letter-spacing:12px;line-height:40px}
.desk-pen{position:absolute;left:32%;bottom:17%;width:220px;height:12px;background:linear-gradient(90deg,#111,var(--gold),#111);border-radius:8px;transform:rotate(11deg)}
.scale-mark{position:absolute;right:8%;top:8%;font-size:80px;color:#805f22}

.approach{background:#fff}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;position:relative}
.steps:before{content:"";position:absolute;left:8%;right:8%;top:29px;height:2px;background:linear-gradient(90deg,var(--gold),#e5d7b8)}
.step{text-align:center;position:relative}
.step span{width:58px;height:58px;border:2px solid var(--gold);border-radius:50%;display:grid;place-items:center;margin:0 auto 16px;background:#fff;color:var(--gold);font-weight:700;position:relative;z-index:1}
.step p{color:var(--muted)}

.contact-section{padding:82px 0;background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff}
.contact-grid{display:grid;grid-template-columns:1fr .85fr;gap:60px;align-items:start}
.contact-copy h2{color:#fff}
.contact-copy p{color:#d9e0e8}
.contact-list{display:grid;gap:14px;margin-top:28px}
.contact-list>*{display:flex;gap:12px;align-items:center}
.contact-form{background:#fff;color:var(--text);padding:28px;border-radius:14px;display:grid;gap:16px}
.contact-form label{display:grid;gap:7px;font-weight:600;font-size:14px}
.contact-form input,.contact-form textarea{width:100%;border:1px solid #dfe3e8;border-radius:8px;padding:12px;background:#fbfcfd}
.form-note{font-size:12px;color:var(--muted);margin:0}

.footer{background:#071c33;color:#fff;padding:50px 0 18px}
.footer-grid{display:grid;grid-template-columns:1.2fr .7fr .8fr .9fr;gap:40px}
.footer-brand img{width:240px;height:90px;object-fit:contain;background:#fff;border-radius:8px;padding:6px}
.footer h3{color:var(--gold-2);font-family:Inter,sans-serif;font-size:14px}
.footer a,.footer span,.lang-link{display:block;color:#d6dee7;margin:7px 0;font-size:14px}
.lang-link{background:none;border:0;padding:0;cursor:pointer}
.footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:34px;padding-top:18px;display:flex;justify-content:space-between;gap:20px;font-size:13px}

@media(max-width:1100px){
  .brand{width:190px}
  .nav{display:none;position:absolute;top:82px;left:18px;right:18px;background:#fff;border:1px solid #eee;border-radius:12px;padding:16px;flex-direction:column;align-items:stretch}
  .nav.open{display:flex}
  .nav a{padding:10px}
  .menu-toggle{display:block;margin-left:auto}
  .nav-actions{margin-left:0}
  .hero-grid{grid-template-columns:1fr 1fr}
  .services-grid{grid-template-columns:repeat(2,1fr)}
  h1{font-size:clamp(40px,4.5vw,54px)}
}
@media(max-width:860px){
  .nav-cta{display:none}
  .hero-grid,.about-grid,.contact-grid,.credential-box{grid-template-columns:1fr}
  .hero-copy{padding:52px 0 34px}
  .hero-visual,.hero-visual img{min-height:420px;height:420px}
  .trust-grid,.mini-benefits,.steps{grid-template-columns:1fr 1fr}
  .steps:before{display:none}
  .services-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
  .container{width:min(100% - 24px,1240px)}
  .site-header .brand{width:165px}
  .nav-wrap{min-height:74px}
  h1{font-size:39px}
  .hero-actions{flex-direction:column;align-items:stretch}
  .trust-grid,.services-grid,.mini-benefits,.steps,.footer-grid{grid-template-columns:1fr}
  .hero-visual,.hero-visual img{min-height:330px;height:330px}
  .footer-bottom{flex-direction:column}
}

/* Final approved hero treatment */
.hero{background:var(--navy)}
.hero-grid{
  width:100%;
  max-width:none;
  grid-template-columns:minmax(520px,42%) minmax(0,58%);
  min-height:570px;
}
.hero-copy{
  padding:58px clamp(34px,6vw,110px);
  background:linear-gradient(105deg,#08233f 0%,#102f52 78%,rgba(16,47,82,.94) 100%);
  position:relative;
  z-index:5;
}
.hero-copy h1{color:#fff;font-size:clamp(39px,3.45vw,58px);line-height:1.22}
.hero-copy .hero-text{color:#edf2f7;font-size:16px}
.hero-copy .btn-primary{background:linear-gradient(135deg,#d8a23a,#b98525);color:#fff}
.hero-copy .btn-outline{background:transparent;color:#fff;border-color:#d8a23a}
.hero-copy .trust-grid{display:none}
.hero-visual,.hero-slider,.hero-slide img{min-height:570px}
.hero-visual{position:relative}
.hero-visual:before{
  content:"";position:absolute;inset:0 auto 0 0;width:22%;z-index:2;
  background:linear-gradient(90deg,#102f52,transparent);pointer-events:none
}
.services{background:#fffdf9}
.service-card{min-height:220px}
@media(max-width:900px){
  .hero-grid{grid-template-columns:1fr}
  .hero-copy{padding:52px 24px}
  .hero-visual,.hero-slider,.hero-slide img{min-height:390px;height:390px}
  .hero-visual:before{display:none}
}

/* Static hero image version */
.hero-slider,
.slider-arrow,
.slider-dots,
.slider-dot,
.hero-slide{display:none !important}

.hero-visual{
  position:relative;
  min-height:570px;
  overflow:hidden;
  background:#efe9df;
}
.hero-static-image{
  width:100%;
  height:100%;
  min-height:570px;
  object-fit:cover;
  object-position:center;
  display:block;
}
.hero-visual:before{
  content:"";
  position:absolute;
  inset:0 auto 0 0;
  width:22%;
  z-index:2;
  background:linear-gradient(90deg,#102f52,transparent);
  pointer-events:none;
}
@media(max-width:900px){
  .hero-visual,.hero-static-image{
    min-height:390px;
    height:390px;
  }
  .hero-visual:before{display:none}
}

.hp-field{
  position:absolute !important;
  left:-9999px !important;
  width:1px !important;
  height:1px !important;
  opacity:0 !important;
  pointer-events:none !important;
}
.form-status{
  margin:0;
  font-size:13px;
  font-weight:600;
}
.form-status.success{color:#18794e}
.form-status.error{color:#b42318}
.contact-form button[disabled]{opacity:.65;cursor:not-allowed}

.company-address{line-height:1.65;margin:.25rem 0;color:inherit}.footer-address{margin-top:.65rem;line-height:1.6}